Home Finance

Home Finance

Key Features

  • Loans up to 25 years
  • Up to 80% loan to value
  • Conventional and Islamic financing options
  • Private Villa financing for UAE Nationals
  • Refinance facility for unencumbered property
  • Loans offered on all completed properties with title deed


  • Salaried or Self Employed individuals
  • UAE Nationals or Resident Expatriates
  • Minimum monthly income AED 15,000 for UAE Nationals
  • Minimum monthly income AED 20,000 for Resident Expatriates
  • Minimum monthly income AED 50,000 for Self Employed

Step Up

Step Up * from UAB Home is designed to make owning your home a reality. Available for rates as low as 3.69% per annum. Step Up* if you are looking for attractive fixed rates for as long as 3 years.

* Subject to terms and conditions

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Property Shield

Property Shield

  • Online enrolment zero paper work
  • Temporary accommodation costs for 24 months
  • Unoccupancy provision for 90 days
  • Reinstatement 100% of sum assured in case of total loss
  • Fire lighting, Explosion, Earthquake, Riots or Malicious acts
  • Fire brigade cost and other extinguishing expenses
  • Loss of fire extinguishing materials expended
  • Storm, Tempest and Flood
  • Aircraft or other aerial devices or articles dropped therefrom
  • Impact by vehicles watercraft locomotives or rolling stock
  • Strikes locked-out workers or persons taking part in labour disturbances
  • Architects, surveyor, consultants & legal fees
  • Debris removal and clean up

Know More

Mortgage Property Shield Insurance Plan

Property Takaful Plan

Life Shield

Life Shield

  • Automatic enrolment, zero paper work
  • 24*7 worldwide cover for death, PTD & terminal illness
  • No medical examination (Up to free cover limit)
  • Armed forces are covered for death benefit whilst they are off duty
  • Hazardous sports are covered in respect of death benefit
  • Pre Existing illness covered (Up to free cover limit)
  • Suicide covered
  • Covers crew on duty
  • Covers for joint borrower
  • Passive war risk covered
  • Covers own occupation in case of PTD

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Mortgage Loan Shield Insurance Plan

Property Finance Takaful Plan


Please provide us with a few details to help us process your application.

Are you an existing UAB customer?*
Loan Type*

Personal Details

Email *
Account Number
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Contact Details

PO Box
Residence Tel. (Include area code)
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Employment Details

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Subject to UAB’s Terms & Conditions